Warcross by Marie Lu

Warcross is a virtual reality combat game in which the players don’t wear VR sets they wear VR glasses that offer way better specs than Metaverse. In this world, the VR glasses give you the ability to use coins in real life and search things without a phone. The main character Emika Chen is a hacker who is struggling to pay for food and shelter after her dad died. Despite her life Emika is amazing, with colorful hair, tattoos and an actual hoverboard. When she hacks into Warcross, she ends up getting caught up as a pawn in a much larger game. 

This book is perfect if you liked sci fi, a quick witted heroine and like reading about handsome geniuses.